She professed faith in Christ and was a member of Woodlawn Christian Church.
Frances was a retired employee of Community Trust Bank.
She is survived by one son and one daughter: Melanie Stone and husband, Jay of Crofton and David Gray and wife, Robin of Louisville; four grandchildren: Zachary Cox, Bailey Gray, Barrett Gray and Trey Stone; one brother, Willard Martin and wife, Ina of Campbellsville; several nieces and nephews and many other relatives and friends.
Frances was preceded in death by a daughter, Sherry Cox and a brother, Gaylord Martin.
VISITATION: 5:00 - 8:00 P.M., Wednesday, December 4, 2019 at Parrott & Ramsey Funeral Home
FUNERAL SERVICE: 2:00 P.M., Thursday, December 5, 2019 at Parrott & Ramsey Funeral Home in Campbellsville by Rev. Don Gowin
BURIAL: Campbellsville Memorial Gardens
EXPRESSIONS OF SYMPATHY ARE REQUESTED TO BE DONATIONS TO ALZHEIMER'S ASSOCIATION, GIDEON BIBLES OR THE AMERICAN CANCER SOCIETY AND MAY BE MADE AT PARROTT & RAMSEY FUNERAL HOME